A personal bank account is not for business use, but rather for an individual to keep and manage their own personal funds and other assets. This would be your personal banking account rather than a shared corporate account or joint account.
For a personal account, there should only be one person depositing and withdrawing money and therefore security measures will be in place to make sure the right person is accessing the funds. Personal accounts are often kept completely separate from business and joint accounts because they are completely in the interest of one user rather than many.
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