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Digital Wealth Management in a Post Pandemic World

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Bridge your Crypto and Cash

We share a purpose to inspire and build better wealth and finance plan. With our combined tools, skills, resources, expertise, collective passion, and commitment to innovation, we're creating a better financial experience to help individuals and businesses achieve more

Get started with MERCO Bank



Simply Earn More by using our digital banking solutions.

Get started, whether you're saving, investing, or anything in between. We offer the best services you need to simplify your day-to-day digital life.

  • A Better Way to Save
  • Finance Planning
  • Stake And Share In One Account
  • Store Crypto-Currency Value
  • The Simplest Way To Invest In Crypto
  • Loans And Crypto Lending
  • Affiliates and partnerships
  • Investing in Real Estate

Read Our Recent Press Coverage

MERCO Bank are leaders, disruptors, pioneers and risk-takers who believe in changing the landscape of banking by leveraging the power of technology. We unleash the full power of AI-Technologies to imagine, create and deliver outstanding banking experiences. - with the aim to bring the transactions in Internet to the ultimate level.

Artificial Intelligence

We believe that artificial intelligence (AI) operating systems  will transform banking operations and foster ultra fast processing of funds, as did the Internet.

Blockchain Technology

With blockchain technology, we believe that more of everything in the world will become money-like: fungible, liquid, and quantified.

Digital Banking

We engage clients on a new level of asset management experience, accessible from anywhere, anytime.

Added Value

We allow customers to take the reins of their money management and make better financial decisions.


Digital Asset Investments

Digital Investment Solutions

Our investment management specializes in digital assets. We enable investors to gain exposure to a new asset class through traditional financial products that are fully embedded in new digital banking setup.


Arbitrage Strategy

Arbitrage is trading that exploits the tiny differences in price between identical assets in two or more markets. The arbitrage trader buys the asset in one market and sells it in the other market at the same time in order to pocket the difference between the two prices. Arbitrage trades are made in stocks, commodities, and currencies.

Understanding Arbitrage
Arbitrage can be used whenever any stock, commodity, or currency may be purchased in one market at a given price and simultaneously sold in another market at a higher price. The situation creates an opportunity for a risk-free profit for the trader.


Don’t sell your Crypto. Use it as collateral towards a cryptocurrency-backed loan to pay for your daily expenses or finance more ambitious plans.

Fraud & Security

You work hard for your money. We work hard to keep it safe. MERCO Bank invested in the latest technology and a multi-tiered approach to help protect you from fraud, online predators and security breaches.

MERCO Bank Investment Solutions

We believe investors should have access to innovation and benefit from owning what could be the most innovative companies of our lifetime.

Own your future

MERCO Bank analysts have carefully studied the financial outline and demands on payment processing and asset management as it exists in the world today as well as all the approaches to estimating costs in perfecting this economic category.

Subsequently a new banking system was offered to the world which combines all the progress and best achievements of the global economists and technologists in the fields of digital and electronic currency.

From buying your own apartment to travelling the world on a passive income, whatever your goal is - we want to help you get there.



  • What is MERCO Bank?

    MERCO Bank is a full digital bank accessible via your smartphones and other smart devices. It offers easy, fast and reliable solutions designed not only to meet your banking needs but to ultimately improve the quality of your life.

  • What are the benefits of MERCO Bank?

    MERCO Bank allows you to control where, when and how your cryptocurrencies yield interest. With MERCO, you can finally say goodbye to volatility, as the bank acts as a hedge against unexpected market outcomes or sharp declines in crypto prices.

  • Who can use MERCO Bank?

    Individuals (18 years and above), Institutional and Organizational Investors, Corporates.

  • Is my money safe with MERCO Bank?

    Yes, your money is safe with MERCO Bank.

    To foster more security of clients funds, we have initiated features like your PIN and OTP (One Time Password) which are personal, limiting access to your account to just you.

    We have also ensured that you can control where, when and how your transfers are initiated. In addition to these security features, your deposits are also insured by Institutional Deposit Insurance Corporation.

What else ?

MERCO! Our goal is to simplify your finances and upgrade your lifestyle.

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Affiliate partnership.

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We always try to understand customers expectation

Our customer's peace of mind is our pride.


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News from MERCO Bank

We bring to you, informations on what's happening around you and beyond your reach.

Dec 30, 2021

Mercobank Considering NFTs and the Future of Banking in the Metaverse

by MERCO Bank

No doubt the world has witnessed significant developments in all aspects of our lives; the results have continued to generate new transformations in different s...

Read More

What customers say about Us


I have been banking with MERCO for 18 months now and never had any issues with the services, or anything. The staffs are cordial, and whenever I have to wait for long response time, I get compensated. They often check on me via calls and emails, asking for suggestions on how they can help me and they always send a review link in my emails for complaints and criticism as to how they did and what can be improved. The bank is surely a benevolent association to store and accumulate long term wealth. Their profit returns are sustainable and obviously no service charges on their loan rates. I am very pleased with their reliability and customer support for all these months so I recommend.

Hassan Patrick Medical Doctor

After getting introduced to the bank in 2018, I never really took advantage of it's potential till 2020 just as the COVID-19 pandemic started. When I was having difficulty accessing my money from banks during the global pandemic crisis, I moved $850,000 worth of crypto into my MERCO account. Up till now, this has been my most advantageous decision, I cannot reckon how much I have profited from this, and still profiting. MERCO Bank is very easy to work with, both on savings, fixed deposits, retirement planning, investments and loans. My team had a couple of investments with them and they've worked even more than expected. The only time I had issues, they had informed in advance about the situation. It’s a good experience.

Morgan Urslor Digital Art Illustrator

The lovely concern for my issues, frequently checking up on me and the professional manner which the team adopts in resolving account issues are awesome and I wish every bank I operated had people who cared in the same way. I have found the right pace for my long-term financial sustenance here.

Reza Mehrad Retiree

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